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Agency Umbrella

In addition to underlying E&O, IIAWV offers Agency Umbrella Program, with two underwritting options by SwissRe and Penn National Insurance, offers the most comprehensive and affordable excess insurance protection available, packaged into one easy-to-manage policy.  Most importantly, the umbrella can extend excess coverage for underlying insurance agents/agency’s professional liability policies.  

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A commercial umbrella underwritten by Swiss Re (rated A+ by A.M. Best) is now available exclusively to Big “I" members.


Secure your agency’s future with the largest writer of agents professional liability in the country.

Consolidate coverages with one carrier and avoid potential gaps.

Protect your business with an E&O umbrella endorsed by the Big “I”.
 
Support your state association while protecting your business.
  • Designed in collaboration with the IIABA to meet the needs of independent insurance agents
  • Broad coverage over primary casualty lines, including E&O
  • Available nationwide
  • May be written over a variety of E&O carriers
  • Contact your state for a quote
 
Insurance products underwritten by Westport Insurance Corporation, Overland Park, Kansas. Westport is licensed in all 50 states and the District of Columbia. Insurance products mentioned may not be available in all states. Please contact your state administrator or Westport for ability in your state.

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The Big “I” and Penn National Insurance have partnered to offer Big “I” members a comprehensive commercial umbrella that includes coverage over E&O policies from a variety of carriers. 


Program highlights include:
  • Coverage available up to $10 million for commercial and professional liability and $5 million for personal exposures of owners and officers.  (Higher limits may be available)
  • Provides coverage over an agent/agency’s CGL, Business Owners, Employers Liability and Commercial Auto
  • Excess limits protection on a following-form basis for E&O in the course of the agent/agency’s business as an insurance professional.  Coverage can be written over occurrence or claims-made forms of a variety of primary E&O
  • Options unique to this program include personal coverage for owners, partners, officers and their families and employment practices liability